If you don't have money now, then whatever you're doing is not working. What you're really saying is you don't see the value in what we're offering.
Years ago, Primerica did not pay anything towards licensing and reps had to pay $700 for the life licensing and $450 for securities licensing out of pocket. Now, Primerica pays a differential of a total of $99 for the licensing and does not make a dime.
We don't want your $99 - that's not how we generate a profit. It's a small investment to get you licensed in your state. If you ever leave the company, the license is yours. So, it's your own investment AND Primerica offsets the real costs allowing new reps to invest less than the actual costs of licensing.
Do you pay for your own drivers license, marriage license, real estate license? It's exactly the same transaction. You invest in a license that allows you to conduct yourself in a legal manner and in our case Primerica actually pays the difference to make it more affordable.